Overview

The loss of income due to illness or injury can cause serious financial hardship for you and your family. Disability insurance replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this difficult time.

Voluntary Disability Insurance (VDI) (California Employees)

All California employees working twenty (20) hours per week or more are eligible for and auto-enrolled in the Voluntary Disability Insurance (VDI) Plan.

  • Pays 75% of your salary
  • Benefits end when you are no longer disabled or a maximum of 52 weeks

Short‐term Disability (STD) insurance (Non‐California Employees)

Employees working outside of California will receive a short‐term disability benefit that is similar to the California disability plan.

  • Pays 75% of your salary
  • Benefits end after 180 days
Do you live in Hawaii or New York state?

Hawaii and New York have state-mandated disability insurance requirements. This means the state coordinates your short term disability with Western Digital. For more information, see your state’s disability requirements below.

Long-term Disability (LTD) insurance

  • Paid for by Western Digital
  • Coverage begins after you have been disabled for 180 days.
  • Pays 66.67% of your salary, up to a maximum of $15,000 per month.
  • Offset by any other disability income (including VDI, SSDI, and others)

How does long-term disability insurance work?