When it comes to purchasing products, we almost always look at the price tag. For larger purchases, such as a car or television, we might do hours of research to find the best type for our family and get the best deal.

Yet with all the money we spend on health care — from contributions to prescriptions to doctor’s visits — we rarely think about the price of these services even though the cost of the same service can vary greatly across providers. And, as health care prices continue to rise, that ends up costing more for you and Western Digital. Help control your health spending with these tips.

Be well, buy smart

Follow these steps to be a smart health care shopper.

Use in-network providers.

They’ve agreed to charge only up to negotiated rates and bill your insurance company directly, which saves you money and time. Also, check with your insurance company to ensure that the services you and your dependents require are covered before you receive care. See why it pays to stay in network.

Keep up with preventive care.

It’s covered in full by all of our medical plans and can help detect and prevent potentially costly health issues early. You pay nothing for annual physicals, immunizations, routine cancer screenings, and more when you see in-network providers.

Choose the right place to get care.

Should you go to the doctor’s office, an urgent care facility, or the emergency room? Going to the most appropriate place for your needs will save you time and money! Learn where to go when.

Use tax-free money to pay for eligible health expenses.

Contributing to a Health Savings Account (HSA) and/or Flexible Spending Account (FSA) is easy and saves you money on expenses you’d have to pay anyway.

Shop smart for prescriptions.

Using generic alternatives will almost always save you money — and they’re just as effective as brand name prescriptions. It’s also a good idea to call a few local pharmacies to compare prices before deciding where to fill a prescription. For your ongoing prescriptions, use the mail-order service to save money and time. Understand the different drug types.

Take advantage of DRIVE Wellness.

It offers valuable resources to help you improve your health, which could prevent the need for costly care. And, you’ll earn rewards when you participate in wellness activities! Visit the Wellness page for more details.

Compare costs.

Use the cost comparison tools through Anthem (log into your Anthem account and click on Care and Cost Finder) or Kaiser to make informed choices before getting health care services.